Are cyclists covered by the TAC scheme

Your TAC claim could entitle you to:

• Payments for loss of income
• Medical expenses
• Other expenses like home help and domestic services
• Travel expenses for medical appointments related to your accident
• Lump sum compensation

However, if you have an accident on your bike that does not involve a motor vehicle, you are not entitled to make TAC claim.

You should always get advice from a TAC expert if you are injured on the road or due to a motor vehicle. Cyclists injured in Victoria are only covered by the TAC scheme in limited situations, including:

• If they are hit by a motor vehicle (including trams and trains);
• If they are injured in an accident swerving to avoid a car;
• If they are involved in a “dooring” accident;
• If the cyclist collides with a stationary car; or
• If the accident is caused by debris which is on the road due to the driving of another vehicle.

If you are unsure if your bicycle accident involved a motor vehicle or was caused by a motor vehicle, you should seek legal advice about your options.

At Polaris, we are experts in TAC claims and we’ve helped many Victorians access their rights and entitlements.