Are cyclists covered by the TAC scheme?

You should always get advice from a TAC expert if you are injured on the road or due to a motor vehicle. Cyclists injured in Victoria are only covered by the TAC scheme in limited situations, including:

1. If they are hit by a motor vehicle (including trams and trains)
2. If they are injured in an accident swerving to avoid a car.
3. If they are involved in a “dooring” accident.
4. If the cyclist collides with a stationary car on their way to or from work.
5. If the accident is caused by debris which is on the road due to the driving of another vehicle.